Papers On Accounting & Personal Finance
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Bank of Scotland
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This 5 page paper examines the strategy of the Bank of Scotland, now part of the Halifax Bank of Scotland group (HBOS). The paper looks at how the bank chooses to compete, what segment of the market is targeted and how, the impact of macro some macro factors and the importance f elements such as price and promotion in the strategy. The bibliography cites 4 sources.
Filename: TEbanksc.rtf
Bank Performance In The U.S. Since 1980
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A 5 page paper that discuses different aspects relative to bank performance and profitability. Both profitability and ROA have changed dramatically since 1980. These data are offered in three illustrations. Also, factors that have been shown to affect perfrmance are discussed. Bibliography lists 8 sources.
Filename: PGbank20.wps
Bank Risk
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This 11 page paper answers specific questions asked by the student regarding risks faced by banks. The first questions look at the net interest margin (NIM) and the influences on that margin. The paper loos at the use of GAP measurements and how changes in interest rates and other factors, such as asset base, may impact in the GAP. The bibliography cites 4 sources.
Filename: TEbankrisk.rtf
Banking & The Economy In Guatemala
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A 12 page examination of the role of Guatemala's banking system in the evolution of the country's economy. The civil war of 36 years' duration finally came to an end in 1996 and the government seems to have stabilized to the point of being able to accomplish some good for the country. There is still a wide disparity between rich and poor, with little middle class. The banking system has learned some hard lessons in the last 20 years that may serve the country well now. Bibliography lists 8 sources.
Filename: Guatbank.wps
Banking Deregulation Effects
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An 8 page paper discussing bank deregulation over the years, but focusing on the Gramm-Leach-Bliley Act of 1999, which provides the most comprehensive array of freedoms to date by dispensing with rules against banks intermingling with other types of activities in the financial services industry, and they now can act as brokers and sell insurance. Combined with new geographical freedoms, the banking industry has changed dramatically over the past several years. Adding the electronic environment component finishes one phase of banking�s evolution and ushers it into another. Bibliography lists 10 sources.
Filename: KSbankDereg.rtf
Banking Finance Questions
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This 7 page paper looks at questions supplied by the student, working out the net interest, net interest margin, net profit, return on assets and return on equity and equity multiplier for a bank. The paper then consider the interest rate exposure and the type of swap needed, capital requirements, the issues between management and regulator and comments on actions the bank should take. The bibliography cites 3 sources.
Filename: TEbankade1.rtf
Banking in the Twenty-first Century
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This 10 page paper discusses changes in the banking industry and what people have to look forward to in the twenty-first century. The Y2K problem is noted. Bibliography lists 10 sources.
Filename: 21bank.rtf
Banking Industry: Current and Future
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A 10 page paper discussing the current state of depository institutions and their likely future. Changes in the economy have affected the entire industry, and those changes are expected to be long-lasting and systemic. The industry may not be expected to grow at all, but it can be expected to become far more stable and responsible. Includes 5 tables (total industry employment, GDP, total assets, interest rates, etc.). Bibliography lists 10 sources.
Filename: Ksbanking02.rtf
Banking PowerPoint Presentation
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This 5 page paper is a PowerPoint presentation with speaker notes explain the role of banks, looking at their principle operations of running different types of accounts and their position ad a lender. The part then explains the role of the bank as an intermediary between the savers and the borrowers.
Filename: TEbankPP.rtf
BANKING REGULATION AND GLB
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This 5-page paper examines the Gramm-Leach-Bliley Act of 1999, and how it can be used to help regulate depository institutions to create an efficient and safe system. Bibliography lists 3 sources.
Filename: MTglbban.rtf
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